Faculty and Staff: For Your Benefit

Save More on Prescriptions in 2015

If you are a UM/Aetna member, you can save money and avoid out-of-pocket costs by choosing the right medications in 2015 through two new programs. The Generic Choice Incentive Program allows you to use generic drugs, most of which are covered under the UM/Aetna plan with a $10 copay.

If you fill a brand name medication when a generic is available, you will pay the copay for the brand name drug of either $45 or $75, plus the difference in cost between the generic and the brand name. Through Rx Step Therapy you have the option to try lower-cost, but equally effective alternatives to your UM/Aetna covered medications. If the less expensive medication has not been tried, the plan may not cover the more expensive medication.

Click here to learn more about the programs and to view the 2015 Rx list. Now is a great time to talk with your doctor about the best medication choices for you. If you have questions, please contact HR-Benefits at 305.284.3004 or www.miami.edu/benefits/ask.